Is cash an investment?
At the moment (and for a few years now) my answer would be no.
Returns on cash savings are extremely low and not showing any signs of increasing. Cash is safe, and good for covering short-term needs - but how much cash do you really need on easy access? If inflation starts to rise, your cash saivngs will have their purchaing power reduced. Could you afford to put some of your savings into something other than cash, to give them more chance to grow?
We can discuss the options and see if there's an investment that would suit your needs.
If we set something up for you, we can also provide ongoing monitoring and reviews.
Any investment recommendations must also take taxation into account. The 'wrapper' around your investment may be just as important as the investment itself. By using ISAs, onshore and offshore bonds, and other options, you can potentially save a fortune in tax.
This is something that we can do for you.